Protection on Financial Related Crime
Through the use of fraudulent emails, internet thieves attempt to "phish" for your confidential information. They attempt to steal this information from you by means of "pop-ups" or emails with internet links to deceive you into disclosing sensitive information (such as bank account numbers and Social Security numbers).
Often the email appears to be from a trusted source (such as your bank) and directs you to a "spoof" Website that requests you to divulge sensitive information or even ask you to call a phone number and provide account information. But the Website is a fake.
What you should look for:
- Asking for personal information should raise a flag since Bank of the West will never send you unsolicited emails with embedded links or pop-up windows that ask for confidential information, such as your Social Security number, account numbers, ATM or Debit Card PIN.
- Urgent appeals claim that your account may be closed if you fail to confirm, verify or authenticate your personal information. Bank of the West will never ask you to verify information in this way.
- Messages about system and security updates claim that the bank needs to confirm important information due to upgrades and state that you must update your information online. Bank of the West will not ask you to verify information in this way.
- Offers that sound too good to be true often are. You may be asked to fill out a short customer service survey in exchange for money being credited to your account, and you are then asked to provide your account number for proper routing of the supposed credit.
- Typos and other errors are often the mark of fraudulent emails or Websites. Be on the lookout for typos or grammatical errors, awkward writing and poor visual design.
criminals are using the internet for financial scams (Phishing), such as sending message or spam mail for tricking readers to transfer money or sending financial information (Credit Card Number, Bank Account Number) to them, ordering products online and didn?t receive anything after transferring money. Those contents are against Computer Crime Act 2007 Section 14: Any person who commits any offence of the following acts, shall be subject to imprisonment for a sentence under five years or a fine under one hundred thousand baht or both (1) that involves import to a computer system of forged computer data, either in whole or in part, or false computer data, in a manner that is likely to cause damages to that third party or the public. In case of online merchandizing scam, there is another law that protects customer which is Consumer Protection Act 1979 Section 4: The consumer has the following rights of protection:
- The right to receive correct and sufficient information and description for the quality of goods or services.
- The right to enjoy freedom in the choice of goods or services.
- The right to expect safety in the use of goods or services (the right to receive a fair contract)
- The right to have the injury considered and compensated in accordance with the laws on such matters or with the provision of this Act.